Here in Washington State most ballots are out already. Washington has been a vote by mail state for over 20 years. I am not a fan, but that is how we do it here. That said look over the lists of candidates for all the positions. Not just the President and Senators and such, but the state legislators and mayors, city council. These more local officials have more say over how your daily life runs than the federal leaders do.
It is very easy to get caught up in the Presidential race since that is the highest office we vote for. But don't forget about your local people. They are equally important to us locally. This year try and read about all the candidates or at least the top tier candidates that are likely to win before you cast your vote for the "usual" person. If Americans took their vote more seriously and voted for the people that they really thought were the best people rather than just the party they associate with, we would have a much better government.
For retired people this can be very important as most retirees are a little more dependent on government services than younger people.
